You know what really makes me laugh?


Watching last night eggheads the team were all from / linked to Soho and I was so wishing them to say they were a pimp / escort / madam or something similar, just to see the look on Vine’s face and raised eyebrow from Chris.


The non story that pops up every so often, about getting rid of 1p and 2p.
Inflation would be rampant, as you can’t see *9p being rounded down to be *5p. Although the only reason for *9p is to ensure items go through the till, so they might round down. Also counter charity tins wouldn’t get the odd coppers put in them.
it would also mean I couldn’t fill auto tills with 1s and 2s.


not to mention a rebranding of the 99p shop!


I think it’s not as crazy as it sounds… I know a number of banks are pushing towards a cashless society - counting, distributing, and storing cash costs a lot, and creates risk. For consumers, contactless payment often makes buying something easier and quicker when using a card than using actual cash.

I read a story the other day about a charity that had installed a contactless payment sensor as an alternative to giving cash to homeless people. Maybe the stand alone charity tins will be replaced by something similar…?


London Underground are slowly moving towards a cashless system.

The ticket offices are already gone, Oyster and Contactless will soon be only option (they want to get rid of paper tickets) the long term goal is to get rid of Oyster too so that the only way to pay will be by contactless payment.

The only issue is the US as they haven’t even found chip and pin yet let alone contactless.


A cashless society is a disaster in managing personal finances waiting to happen. There is also the charges for card use to businesses, which bring about you can pay by card as long as you spend a certain amount.

In my first job I was paid in cash, collected from the pay office. You knew that you had that amount of money to use each week. I had mates who went on the lash and by Tuesday were on the ponce. I set myself an amount each week and always had spare. My next job was paid into the bank as it has been ever since, but I got and still get money out each week to pay for petrol and other bits. I think this is why I paid my mortgage off years in advance. It would be very easy to lose control of your money paying by card for everything. My wife does more online shopping etc than I do, but she writes everything down and reconciles against her monthly statement.

I’ve never seen paying by card as being much quicker than cash, not that fast that I’d find myself with hours to play with each week. If saving a few seconds a day gets them off, so be it. I need a bit more than that.

The RBL are trying to go down cashless collections, but I think they’d lose out on the people who stick 10s and 20s in the box for a normal poppy. Never fails to amaze cadets. Would we be able to leave cadets with a machine, like we do with a tin? A donation should be a donation, not a fixed amount pre-determined by someone or other. Like those poxy “text 12345” to give £3 a month adverts. If someone stuck a machine in front of me and said the minimum is £x I’d walk away. The RBL set up a shop last year in a local shopping centre and that was card only for over-priced poppy items only. People went to the local branch stand.

Banks want a cashless system so that they can close branches and as Daws says with LT and other rail and bus firms means they can close ticket offices and just to get rid of people. There is probably a benefit to bus drivers. My local Barclays changed to one which is more automated, it’s still got 2 tills. They tried to convince me to have mobile/online banking. I said to the woman, well if you don’t want a job that’s your outlook, but at the moment you need people like me who want to use a branch. The bill paying machines take ages compared to the girl at the till.


three things…

Lambing is now done. i stink, i’ve had about an hours sleep in the last month, but it went better than i feared it would given the weather. we’ve lost some lambs, and two ewes, to the snow, but its been another flag racing up the pole of the decision to move from Shropshires and Kerry Hill to Scottish Blackface. you can never compare winters and loss rates completely, but i’d say our losses have halved. the Belted Galloways have sailed through and we’ve already sold all of our meat for the next year…

new dog. he’s working out well - possibly an idiot time to get a puppy, but the kids love him, and he’s been great fun.

best of all, my wifes cousins - who are also hill farmers - have finally and spectacularly rid themselves of the hangers on and leaches who have plagued them (but never around lambing time, or in the snow, or when the barn blew down, or when the fences needed fixing…), but who were always on hand when a free farm holiday was in the offing…

full on formal disinheritance. delicious.


I did a bag pack over Christmas and raised over £2000. Went to pay the cash into the bank (all bagged up and correctly counted). The cashier said 10 bag maximum. I said charity fundraising and they took the money.

You get the feeling with banks and getting rid of the cashiers and installing automatic machines, cash is becoming a burden to banks.