So in the process of returning, as a uniforned CFAV this time round, with car insurance due soon I decided to look into things to make sure I’d be properly covered.
Last time round as a CI I didn’t need to upgrade the policy as a volunteer but as that was over a decade ago and having worked in the insurance industry in the past knowing how they like to avoid paying out I thought it a prudent move.
As a volunteer not in receipt of VA, but receiving mileage reimbursement, the insurance confirmed I would need business cover. This would be the case for any volunteering if anything other than mileage was being paid.
“Damn!” I thought this could be expensive but hey VA will cover it along with HTD so started to get a revised quotes. Price dropped by 400 quid 🤷
I would love to know how they deem it lower risk.