Bader fails

This one made me laugh today:

[quote=SMS PIPE Applications]NOTES

Each application must be accompanied by:

(1) A copy of the sponsor’s certificate of insurance (if required). [/quote]

Eh?

You mean you haven’t been doing that?

I don’t do a lot of PIPEs compared to FT and AT Apps.

What I was pointing out is why say you MUST do something which is not always required.